Car Accident Loans

Auto Accident Claims We Fund

Provident Lawsuit Loans offers 24-hour approval and low, simple rates on all car accident claims nationwide. Apply online today for your car accident loan, or call us at (800) 908-6860!

Commercial Vehicle Accidents

Nearly all commercial vehicles carry $100,000+ in liability coverage. Provident specializes in funding claims against commercial auto insurance companies. We can help you fight back for a fair settlement.

Bus Accidents

Whether your case is against a public (self-insured) or commercial operator, Provident has your back. Bus accident lawsuits aren’t typically a question of liability, so we provide some of the lowest rates in the industry.

Uber, Lyft & Ride-Sharing Accidents

During and after the pickup of a passenger, Uber and Lyft drivers carry $1 million in bodily injury and UIM (uninsured motorist) coverage). That means that you’re covered regardless of who caused the accident.

Semi-Truck Accidents

All semi-trucks must carry commercial liability insurance. However, you’re up against a large insurance company with more financial and legal resources than you have at your disposal. While they have seemingly unlimited funds, you may be struggling to make rent.

Taxi and Limousine Accidents

Just like other commercial vehicles, Taxis and Limousines typically carry substantial coverage. While actual limits vary, Provident can typically assume coverage in excess of $100k, even before policy limits are disclosed.

Pedestrian Accidents

Provident provides fast and easy funding for pedestrian accidents. Because pedestrian accidents can involve serious injuries, these types of cases can take a long time to settle..

Motorcycle Accidents

Even with full safety gear, motorcycle accidents often involve substantial damages. Given the typically high case values, Provident specializes in motorcycle accident lawsuits.

Bike Accidents

Unfortunately, bicyclists can be severely injured in an auto vs. bike accident. These cases typically involve large damages. As a result, bike accident victims can typically qualify for low rates on funding.

Private Vehicle Accidents

Even if the policy limits of the defendant are not yet known, Provident can fund private vehicle accident cases if the offending party is insured. Our private vehicle funding is fast and easy.

See all the personal injury claims we fund or

Call us toll-free at (800) 908-6860 to instantly find out if you qualify

States We Serve: Offering Car Accident Loans Nationwide

Provident assists residents of the following states with requests for accident lawsuit loans:

Car Accident Loans Can Get You Back on the Road to Financial Recovery

If you’ve been in a car accident, you know exactly how devastating it can be. You may be out of work, have high medical bills, and to top it all off you’re spending countless time and energy fighting a court case with the at-fault party. This can all make meeting your everyday living expenses a nightmare. Your healing is paramount, but you also have to pay the bills.

That’s where car accident loans from Provident Lawsuit Loans can help. We take care of your financial needs so you can focus on your physical and emotional well-being.

Whether it be an insurance company or an individual, the other side knows who they’re up against: an independent plaintiff who is financially stressed and eager for a resolution. Insurance companies often try to pressure people to settle early and way under the deserved compensation amount just so they can meet rent, and it’s often a successful tactic. Even if the defending ultimately plans to settle, they may drag a car accident lawsuit out in an effort to get you to settle for less.

Applying for a car accident loan with Provident Lawsuit Loans can eliminate this issue by giving you the upper hand in your case. We work with clients in a wide array of cases, but we take pride in helping auto accident victims get the justice they deserve. We can give you an advance on your settlement to pay your medical bills, rent, food — anything that your inability to work is turning into a roadblock.

One of our core principles is that access to justice shouldn’t be based on financial resources. We help plaintiffs hold insurance companies accountable. Best of all, it’s risk-free — if you don’t win or settle your case, you owe us nothing.

Are car accident loans a traditional loan?

No. A car accident loan is a cash advance where repayment is dependent upon the plaintiff receiving a settlement. If your case is settled or you prevail in court, your attorney will pay back the funds directly to the funding company. The cash advance accrues interest until the date it is repaid.

However, if your case is unsuccessful for any reason, you are not required to repay the car accident loan. Both principal and interest are entirely forgiven and you will not be “on the hook” for any amount of money. If you lose your case, the advance is yours to keep for free.

So the more important question is, what is a lawsuit loan?

A lawsuit loan isn’t really a loan at all. It’s a bit of a misnomer. Car accident loan companies instead purchase a portion of your future settlement. Auto accident lawsuit advances from Provident all come with no-win/no-pay guarantees.

In the meantime, the cash upfront can help you pay for living and medical expenses if you’re injured and out of work, or just short on cash. This means that your lawyer will be able to take their time getting you a fair auto accident settlement.

How Does Provident Legal Funding Help with Pre-Settlement Loans?

Provident Legal Funding is committed to delivering immediate financial assistance through pre-settlement loans, empowering you to navigate the aftermath of personal injuries with ease. Our streamlined loan application process ensures you can access funds ranging from $500 to $250,000 swiftly, often on the same day you apply. Here’s a glimpse into our efficient approach:

Apply With Ease

Initiate your journey by applying online or contacting us directly. Our goal is to provide you with rapid financial relief, potentially on the same day of your application.

Swift Review Process

Upon receiving your application, we promptly liaise with your accident attorney to gain insights into your case. This phase is swift, aiming to understand the nuances of your personal injury lawsuit without unnecessary delays.

Immediate Financial Relief

Following a thorough review and agreement by you and your legal representative, Provident Legal Funding expedites the pre-settlement advance directly to you, ensuring you have the financial support when you need it most.

What Is the Process for Getting a Pre-Settlement Loan from Provident Legal Funding?

When you contact Provident Legal Funding, we quickly start your pre-settlement loan process by consulting with your accident attorney to understand your personal injury case and estimate a potential settlement. This helps determine your loan amount, which can range from $500 to $250,000.

Our process is designed for speed and simplicity, ensuring you get the financial assistance you need without the hassle. We don’t require credit checks or employment history, focusing solely on your lawsuit’s strength for eligibility.

With Provident Legal Funding, you can expect swift action on your application, often leading to same-day pre-settlement advances, demonstrating our commitment to your financial well-being during your personal injury lawsuit.

What does a car accident loan cost?

Car accident loans come with a cost – interest accrues from when you take out the advance until when your case settles. Some lawsuit lending companies also charge fees that roll into the cost of your advance.

At Provident Lawsuit Loans, we exclusively charge simple, non-compounding rates. We never charge any upfront fees and there are no monthly payments.

If (and only if) your case resolves in your favor, your attorney will pay us back from your portion of your claims’ settlement proceeds.

We offer competitive terms and will gladly beat any other contract on the charged interest rate, amount offered, or both!

How long does it take to get a loan on my car accident lawsuit?

Getting a car accident settlement loan from Provident Lawsuit Loans is always fast and easy. The entire process can happen in as little as a few hours.

Once you apply, we reach out to your attorney to get some details about your car accident claim. This is the big question mark in terms of how long it will take to process your request. We frequently have attorneys who respond to our request or get on the phone with us within minutes of an application. If your attorney is on vacation or unresponsive, this portion of the process can take much longer.

Always give your attorney the heads-up that you are applying with Provident Lawsuit Loans. Let them know that you authorize them to disclose information about your car accident claim to us. The main information we collect is a police report (if available) and basic medical records illustrating the extent of your injury.

The rest of the process is easy. Once we receive a response from your law firm with the information we request, we can get you approved and send a contract the same day.

After you and your attorney review and sign our agreement, we offer several same-day electronic funding options (Western Union, bank wire, etc.). We can also send a check for next-day delivery.

Advantages of Pre-Settlement Funding for Car Accident Cases

Pre-settlement funding provides crucial support for car accident victims, helping cover medical treatment and legal fees without the need to settle early for a lower payout. Our lawsuit funding company focuses on the strength of your car accident case, not your credit score or job history, making the process straightforward and risk-free. If you don’t win your case, there’s no repayment required.

We simplify the process by coordinating directly with your attorney, ensuring a swift transfer of funds to your bank account for immediate use. This financial assistance is designed to alleviate the burden of expenses, allowing you to focus on recovery without financial stress.

Pre-Settlement Car Accident Loan FAQs